UK Card Payment Cost Calculators
Estimate card payment, merchant account and card reader costs using clear calculators for UK small businesses.
Choose a calculator and replace the example values with figures from your own quote, statement or operating records.
Merchant Fee Calculator
Estimate monthly merchant account costs from transaction charges, minimums, compliance fees and terminal rental.
Open calculator →Card Payment Fee Calculator
Estimate payment costs for simple percentage and per-transaction pricing.
Open calculator →Card Reader Fee Calculator
Compare card-reader transaction and ownership costs using your own figures.
Open calculator →Pay Monthly vs Pay-As-You-Go
Compare monthly subscription and pay-as-you-go card payment pricing.
Open calculator →Cash vs Card Cost Calculator
Compare the estimated operational costs of accepting cash and card payments.
Open calculator →Effective Card Fee Rate Calculator
Calculate the effective percentage paid after fixed and variable card fees.
Open calculator →Card Fees From Statement
Use figures from a card-processing statement to understand total fees.
Open calculator →Refund and Chargeback Cost Calculator
Estimate direct refund and chargeback costs from your own provider terms.
Open calculator →Payment Link Fee Calculator
Estimate the cost of taking payments through payment links.
Open calculator →Compare the whole cost, not only the headline rate
Card-payment pricing can include percentages, fixed transaction charges, monthly minimums, terminal rental, subscriptions and occasional fees. These calculators expose those moving parts so UK small businesses can test their own figures consistently.