ClearCardCosts
Free calculator

Refund and Chargeback Cost Calculator

Estimate direct refund and chargeback costs from your own provider terms.

Estimate direct provider charges and selected internal costs arising from refunds and chargebacks.

Enter your figures, then select Calculate estimate.

How this calculation works

The total combines processing charges not returned on refunds, per-refund and per-chargeback fees, lost goods or services, and administration time.

The values pre-filled above are examples only. Replace every figure with your own provider quote, statement and operating assumptions.

What to check

  • Enter lost goods at your cost where that is the measure you need
  • Check whether the original processing fee is actually retained
  • Do not treat this estimate as a prediction of dispute outcomes

Use the result carefully

A calculator can make pricing easier to compare, but it cannot reproduce every provider rule. Run more than one scenario and check the result against the actual contract, price list or statement before making a decision.