ClearCardCosts
Free calculator

Card Reader Fee Calculator

Compare card-reader transaction and ownership costs using your own figures.

See both the initial cash outlay and a monthly-equivalent cost that spreads reader purchases across their expected useful life.

Enter your figures, then select Calculate estimate.

How this calculation works

The monthly equivalent combines processing charges, recurring fees and the reader purchase cost divided by the number of months you expect to use it.

The values pre-filled above are examples only. Replace every figure with your own provider quote, statement and operating assumptions.

What to check

  • Enter the VAT-inclusive reader price if VAT is a real cost to you
  • Allow for replacement, accessories and mobile-data costs separately
  • Compare like-for-like settlement, support and contract terms

Use the result carefully

A calculator can make pricing easier to compare, but it cannot reproduce every provider rule. Run more than one scenario and check the result against the actual contract, price list or statement before making a decision.