ClearCardCosts
Free calculator

Card Payment Fee Calculator

Estimate payment costs for simple percentage and per-transaction pricing.

Estimate a straightforward blended card-processing cost when pricing has a percentage, a fixed amount per sale and optional monthly fees.

Enter your figures, then select Calculate estimate.

How this calculation works

Monthly cost equals turnover multiplied by the percentage rate, plus transaction count multiplied by the fixed fee, plus recurring monthly charges.

The values pre-filled above are examples only. Replace every figure with your own provider quote, statement and operating assumptions.

What to check

  • Use card turnover rather than total business turnover
  • Include gateway or platform subscriptions in monthly fees
  • Run separate scenarios if consumer, commercial or international cards have different rates

Use the result carefully

A calculator can make pricing easier to compare, but it cannot reproduce every provider rule. Run more than one scenario and check the result against the actual contract, price list or statement before making a decision.